See all 11th-12th Grades Standards
Consumer Smarts

Consumer Smarts

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Here's how Consumer Smarts aligns with curriculum standards in Utah. Use the filters to change the location, set of standards, and grade level.

General Financial Literacy

STRAND 2: Students will understand the factors that influence personal financial priorities and learn how to make rational decisions.

Standard 1: Analyze the role of emotional, cultural, and social influences on financial behavior.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with Consumer Smarts
Give examples of how marketing strategies, social media, and social pressure can influence purchasing decisions.
Emphasize the importance of comparison shopping, buying strategies, and negotiation in purchasing.

Standard 2: Define a rational decision‑making process.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with Consumer Smarts
Compare instant satisfaction with delayed gratification, such as impulse buying versus planned expenditures.

STRAND 5: Students will understand principles of personal money management, including budgeting and managing accounts, and the role and impact of credit on personal finance.

Standard 5: Define the rights and responsibilities of buyers and sellers under consumer protection laws.

Standards
Defined by General Financial Literacy 11th-12th Grades and align with Consumer Smarts
Understand financial contracts tied to consumer purchases, such as cell phone, subscription fees, and membership fees.